CERTIFICATES OF DEPOSIT†
| PRODUCT |
MINIMUM OPENING |
RATE |
APY |
1 Month
3 Month
6 Month
12 Month
18 Month
24 Month Bump Option** PM
24 Month
36 Month
48 Month |
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000 |
0.40%
0.60%
1.00%
1.39%
1.49%
1.64%
1.88%
2.20%
1.88% |
0.40%
0.60%
1.00%
1.40%
1.50%
1.65%
1.90%
2.22%
1.90% |
JUMBO CERTIFICATES OF DEPOSIT†
| PRODUCT |
MINIMUM OPENING |
RATE |
APY |
1 Month
3 Month
6 Month
12 Month
18 Month
24 Month Bump Option** PM
24 Month
36 Month
48 Month |
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000 |
0.45%
0.65%
1.05%
1.44%
1.54%
1.69%
1.93%
2.25%
1.93% |
0.45%
0.65%
1.05%
1.45%
1.55%
1.70%
1.95%
2.27%
1.95% |
ULTIMATE/INTEREST CHECKING
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| $ |
2,500 |
- |
$ |
9,999 |
| $ |
10,000 |
- |
$ |
49,999 |
| $ |
50,000 |
- |
$ |
99,999 |
| $ |
100,000 |
- |
$ |
249,999 |
| $ |
250,000 |
- |
|
and above |
|
$ 100
$ 100
$ 100
$ 100
$ 100 |
0.10%
0.15%
0.20%
0.37%
0.60% |
0.10%
0.15%
0.20%
0.37%
0.60% |
RELATIONSHIP CHECKING
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| $ |
0 |
- |
$ |
49,999 |
| $ |
50,000 |
- |
|
and above |
|
$ 100
$ 100
|
0.50%
1.00%
|
0.50%
1.00%
|
HIGH YIELD MONEY MARKET
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| $ |
0 |
- |
$ |
9,999 |
| $ |
10,000 |
- |
$ |
49,999 |
| $ |
50,000 |
- |
$ |
99,999 |
| $ |
100,000 |
- |
$ |
249,999 |
| $ |
250,000 |
- |
|
and above |
|
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000 |
0.45%
0.70%
0.95%
1.21%
1.34% |
0.45%
0.70%
0.95%
1.22%
1.35% |
MERIDIAN SAVINGS
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| $ 100 + |
$ 100 |
0.10%
|
0.10%
|
YOUNG SAVERS
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| All Balances |
$ 1 |
0.10%
|
0.10%
|
BUSINESS COMMERCIAL NOW
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| $ |
2,500 |
- |
$ |
9,999 |
| $ |
10,000 |
- |
$ |
49,999 |
| $ |
50,000 |
- |
$ |
99,999 |
| $ |
100,000 |
- |
$ |
249,999 |
| $ |
250,000 |
- |
|
and above |
|
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000 |
0.10%
0.15%
0.20%
0.37%
0.60% |
0.10%
0.15%
0.20%
0.37%
0.60% |
BUSINESS COMMERCIAL MONEY MARKET
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| $ |
0 |
- |
$ |
9,999 |
| $ |
10,000 |
- |
$ |
49,999 |
| $ |
50,000 |
- |
$ |
99,999 |
| $ |
100,000 |
- |
$ |
249,999 |
| $ |
250,000 |
- |
|
and above |
|
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000 |
0.45%
0.70%
0.95%
1.21%
1.34% |
0.45%
0.70%
0.95%
1.22%
1.35% |
BUSINESS COMMERCIAL SAVINGS
| BALANCE TIER |
MINIMUM OPENING |
RATE |
APY |
| $ 100 + |
$ 500 |
0.10% |
0.10% |
INDIVIDUAL RETIREMENT ACCOUNT (IRA)†
| PRODUCT |
MINIMUM OPENING |
RATE |
APY |
12 Month Fixed Rate
18 Month Variable Rate
24 Month Fixed RateBump Option** PM
24 Month Fixed Rate
36 Month Fixed Rate |
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000 |
1.49%
0.65%
1.74%
1.98%
2.20% |
1.50%
0.65%
1.75%
2.00%
2.22% |
JUMBO INDIVIDUAL RETIREMENT ACCOUNT (IRA)†
| PRODUCT |
MINIMUM OPENING |
RATE |
APY |
12 Month Fixed Rate
24 Month Fixed Rate Bump Option**PM
24 Month Fixed Rate
36 Month Fixed Rate |
$ 100,000
$ 100,000
$ 100,000
$ 100,000 |
1.54%
1.79%
2.03%
2.25% |
1.55%
1.80%
2.05%
2.55% |
All rates offered are subject to change without notice. CD rates are not guaranteed until the account is opened. Rates for other financial institution deposits may be different than our posted rates. Contact your banker for current rates.
PM = Promotional Rate
† A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account
* The APY (Annual Percentage Yield) assumes interest remains on deposit and is based on the interest payment frequency for compounding on a 365-day period. The APY is accurate as of 07/29/2010.
**Any 24 Month Bump Rate CD or IRA purchased after February 13, 2009 until the promotion ends is eligible for our bump rate promotion. You may elect to bump the rate of your two year CD, two times during the term of your CD by contacting your banker. Other financial institutions CDs are excluded from this promotion. |
|
|


 |
Make the Switch to Meridian Bank Texas
Five easy steps to better banking. |
| |
|
 |
Online Banking Demo
Click here to test drive our
Online Banking Demo |
|