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Free Checking |
Interest Checking |
Relationship Checking |
| Description |
Convenient banking services, saving you valuable time and money. |
Earn interest while providing an array of features and benefits. |
Earn a high interest rate on your checking and Certificate of Deposit account. |
| Recommended for |
Those with direct deposit and a preference for online banking. |
Those who want to earn interest and enjoy a full suite of banking benefits. |
Those who want to earn additional interest on checking and CD accounts. |
| Interest |
N/A |
Yes, balance tiers reward higher balances with higher rates.
Click here for current
rate & tiers. |
Yes, balance tiers reward
higher balances with higher rates.
Click here for current
rate & tiers. |
| Account Features and Benefits |
| Free 24-hour Meridian Bank Texas bank-by-phone |
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| No ATM fees at all domestic ATMs. Plus Automatic Refunds of other domestic ATM surcharges. |
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| Rate reduction on personal loans with auto debit from Meridian Bank Texas account† |
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| Free debit card |
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| Free online banking |
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| Free online statements |
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| Free check images included with monthly statement |
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| Free online bill pay |
With online statement, otherwise $5 per month and 20 free bills paid |
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| Free money orders |
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| Free Cashier’s Checks |
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| Overdraft protection |
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| Free single signer Traveler's Checks |
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Free dual signer
Traveler's Checks |
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| Free box of bank stock checks every 12 months |
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| Free 3x10 safety deposit box for the life of the account |
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| 30 basis point bump on initial CD posted rate†† |
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| Balance Requirements and Other Fees |
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$100 minimum to open.
No monthly maintenance fee. No minimum daily balance required. |
$100 minimum to open.
We will waive the $15 monthly maintenance fee with a minimum monthly average balance of $2,500 or a combined balance* of $10,000. |
$100 minimum to open.
We will waive the $20 monthly maintenance fee with a minimum monthly average balance of $5,000 or a combined balance* of $15,000 and a monthly ACH direct deposit. |
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*The combined balance option requires that you notify the bank of the personal accounts you wish to link to avoid the monthly maintenance fee. For the Interest Checking account, both the checking and savings accounts are combinable. For Relationship Checking, any checking, savings and CD accounts are combinable.
†Subject to credit approval.
††Excludes promotional CDs |
