Personal Checking

Personal Checking

Meridian Bank Texas offers checking accounts for all lifestyles ---
Value Checking, Premium Checking and Ultimate Checking. Choose from either interest or non-interest bearing checking accounts that include services like 24-hour Meridian Bank Texas bank-by-phone, debit cards, online banking, online statements, bill pay, and much more.

Tell us which direction suits you best, and we’ll open your personal checking account today.

Our easy-to-follow Switch Kit can help make your switch a breeze.

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Meridian Bank Texas
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Great Rates
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Checking Options

Features	Value	Premium	Ultimate
Description	Convenient banking services that save you valuable time and money.	Full-service checking with extra premium benefits.	Earns interest while providing the ultimate in features and benefits.
Recommended for	Those with direct deposit and a preference for banking online.	Those who maintain higher balances and want special benefits with no additional fee.	Those who want to earn interest and enjoy a full suite of banking benefits.
Interest	N/A	N/A	Yes, balance tiers reward higher balances with higher rates. Click here for current rates & tiers
Account features and benefits	Free 24-hour Meridian Bank Texas bank-by-phone	Free 24-hour Meridian Bank Texas bank-by-phone	Free 24-hour Meridian Bank Texas bank-by-phone
	Free transactions at ATMs (excluding ATM owner surcharge)	Free transactions at ATMs (excluding ATM owner surcharge)	Free transactions at ATMs (excluding ATM owner surcharge)
	Rate reduction on personal loans with auto debit from Meridian Bank Texas account†	Rate reduction on personal loans with auto debit from Meridian Bank Texas account†	Rate reduction on personal loans with auto debit from Meridian Bank Texas account†
	Free debit card	Free debit card	Free debit card
	Free online banking	Free online banking	Free online banking
	Free online statements	Free online statements	Free online statements
	Free online bill pay with online statement, otherwise $5 per month and 20 free bills paid	Free online bill pay	Free online bill pay
		Free check images included with monthly statement	Free check images included with monthly statement
		Free money orders	Free money orders
		Overdraft protection†	Overdraft protection†
		Free single signer Traveler’s Checks	Free single signer Traveler’s Checks
		Free initial box of bank stock checks	Free box of bank stock checks every 12 months
			Free dual signer Traveler’s Checks
			Free Cashier's Checks
Balance requirements and other fees	We will waive the $4 monthly maintenance fee with direct deposit to this account, or a minimum daily balance of $500, or an average daily balance of $1,500	We will waive the $9 monthly maintenance fee with a minimum daily balance of $1,000, or an average daily balance of $5,000, or a combined balance* of $7,500	We will waive the $14 monthly maintenance fee with a minimum daily balance of $2,500, or an average daily balance of $7,500, or a combined balance* of $10,000
Balance requirements and other fees	$100 minimum to open	$100 minimum to open	$100 minimum to open

*The combined balance option requires that you notify the bank of the personal accounts you wish to link to avoid the monthly maintenance fee.
These Meridian Bank Texas accounts included checking, savings, CD or IRAs.
†Subject to credit approval.