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Small Business Checking |
Commercial Checking |
Commercial NOW* |
Commercial Money Market |
| Description |
This account is designed for businesses with up to 100 items per month. |
This account is based on analysis and designed for businesses with over 100 items per month. |
This account is based on analysis and eligible businesses* earn higher interest with unlimited check writing privileges. |
A variable higher rate interest-bearing account with limited check writing privileges. |
| Minimum To Open |
$500 |
$500 |
$1,000 |
$1,000 |
| Withdrawals |
N/A |
N/A |
N/A |
Six per month - additional withdrawals $15 each† |
| Interest |
N/A |
N/A |
Yes, balance tiers
reward higher
balances with
higher rates
Click here for
current rates and
tiers |
Yes, balance tiers reward higher balances with higher rates
Click here for current rates and tiers |
| Account Features and Benefits |
| Business Debit Card |
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| Online Banking |
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| Online Bill Pay |
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| Free Check Images Included with Monthly Statement |
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| Free Money Market Checks |
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| Balance Requirements and Other Fees |
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No charge for up to 100 transactions including any combination of debits, credits and deposited items. If exceeded, the base fee of $4 and $.25 per additional transaction will apply. |
Service fees may be offset by an earnings credit applied to your monthly investable balance less fees assessed for service used. |
Service fees may be offset by an earnings credit applied to your monthly investable balance less fees assessed for service used. Interest paid on account will be subtracted from “earnings credit” before offset to fees. |
With a monthly average balance of $10,000, we will waive your $20 monthly maintenance fee. |
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* Due to federal regulations, For Profit Corporations, L.L.C., L.L.P. and Partnerships are not eligible to utilize this account. Only Sole Proprietorships and Non-Profit Organizations are eligible for this product.
† You may make six transfers from your account each four weeks or similar period, if by preauthorizing or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited for regulatory purposes. |
