Business Checking

Business Checking

Meridian Bank Texas offers checking accounts for all types of businesses.
Whatever your business needs are today and in the future, we have an account for you---Small Business Checking, Commercial Checking, Commercial NOW Checking, and a Commercial Money Market option with check writing privileges. Tell us which direction suits you best, and we’ll open your business checking account.

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Checking Options

	Small Business Checking	Commercial Checking	Commercial NOW*	Commercial Money Market
Description	This account is designed for businesses with up to 100 items per month.	This account is based on analysis and designed for businesses with over 100 items per month.	This account is based on analysis and eligible businesses* earn higher interest with unlimited check writing privileges.	A variable higher rate interest-bearing account with limited check writing privileges.
Deposits and withdrawals	$500 minimum to open	$500 minimum to open	$1,000 minimum to open	$1,000 minimum to open
Deposits and withdrawals	N/A	N/A	N/A	Six withdrawals allowed per month – additional withdrawals $12 each†
Interest	N/A	N/A	Yes, balance tiers reward higher balances with higher rates. Click here for current rates & tiers	Yes, balance tiers reward higher balances with higher rates. Click here for current rates & tiers
Account features and benefits	Business debit card available	Business debit card available	Business debit card available	Business debit card available
	Online banking available	Online banking available	Online banking available	N/A
	Online bill pay available	Online bill pay available	Online bill pay available	N/A
	Free check images included with monthly statement	Free check images included with monthly statement	Free check images included with monthly statement	N/A
	N/A	N/A	N/A	Free money market checks
	N/A	N/A	N/A	Free check images included with monthly statement
Balance requirements and other fees	No charge for up to 100 transactions including any combination of debits, credits and deposited items. If exceeded, the base fee of $4 and $.25 per additional transaction will apply.	Service fees may be offset by an earnings credit applied to your monthly investable balance less fees assessed for service used.	Service fees may be offset by an earnings credit applied to your monthly investable balance less fees assessed for service used. Interest paid on account will be subtracted from “earnings credit” before offset to fees.	With a monthly average balance of $10,000, we will waive your $20 monthly maintenance fee.
* Due to federal regulations, For Profit Corporations, L.L.C., L.L.P. and Partnerships are not eligible to utilize this account. Only Sole Proprietorships and Non-Profit Organizations are eligible for this product. † You may make six transfers from your account each four weeks or similar period, if by preauthorizing or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited for regulatory purposes.